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        <title>UK Divorce Forum - UK Divorce Forum</title>
        <description>This is a UK based forum about divorce and related issues. Feel free to contribute. Your experiences or opinions may help others. The link to the home page on the left leads to basic information about most common divorce questions. You can use the search function to search the forum</description>
        <link>http://terry.uk/phorum/list.php?2</link>
        <lastBuildDate>Tue, 10 Mar 2026 03:53:05 +0000</lastBuildDate>
        <generator>Phorum 5.2.23</generator>
        <item>
            <guid>http://terry.uk/phorum/read.php?2,12321,12321#msg-12321</guid>
            <title>Potential financial split (4 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,12321,12321#msg-12321</link>
            <description><![CDATA[ Hi,<br />
Could you give me an idea of what the potential split would be for us in court. My wife has applied to court as we were too far apart. We have two children, a 14 year old boy going to a specialist school for autistic boys and a 2 year old boy. Both children live full time with my wife, I see the oldest every second weekend but he also boards 3 days a week. I dont see the 2 year old currently. Wife earned very well before split at around 200k as a medical consultant but has been signed off work for 3 years due to mental health and now looks after our infant son full time. I dont work and have not for 10 years as I looked after oldest historically after Childminders and nursery were finished. So income for both of us is derived from benefits and wife also gets disability premium from DWP and high pip living. Our home equity is 1m with maybe 100k pension. She wants 600k to house children in 3 bed but I think my earning capacity is much lower so I should get 60 percent and she can upgrade once she goes back to work at some point when the youngest goes to school. She could make due with a smaller property until then. Childcare would be very expensive as she would need a nanny due to working hours and part time doesn&#039;t really exist for her. I am older than her and already 55. She is 41. How would court look at this?]]></description>
            <dc:creator>NickF79</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Mon, 02 Feb 2026 18:50:03 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,12320,12320#msg-12320</guid>
            <title>Draft Consent Order/Separation Agreement (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,12320,12320#msg-12320</link>
            <description><![CDATA[ Hi All,<br />
During our 20 week wait period, my wife and I agreed and signed a separation agreement outlining what we want from a financial settlement.   <br />
Now that we have the conditional order, we are able to apply for the consent order.   Are we able to just attach the separation agreement from August last year in place of a &#039;Draft Consent Order&#039; or do we need to have a new draft drawn up?   Many thanks for your help]]></description>
            <dc:creator>SJA</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Fri, 23 Jan 2026 12:22:34 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,12316,12316#msg-12316</guid>
            <title>Form A (3 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,12316,12316#msg-12316</link>
            <description><![CDATA[ I noticed when filing my divorce paperwork away that I had not ticked all the boxes on form A section where it says &quot;tick one or more of the following orders.&quot; However, the submitted consent order and D81 did address all these matters. Presumably the fact the consent order contained the clean break provisions and dealt with all matters overrides this oversight on the Form A?]]></description>
            <dc:creator>Plonk20</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Tue, 13 Jan 2026 16:30:52 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,12302,12302#msg-12302</guid>
            <title>Prenup - the easiest / cheapest option (13 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,12302,12302#msg-12302</link>
            <description><![CDATA[ This forum was a huge help to me during my divorce a few years ago, so I thought I’d ask for your perspective again.<br />
<br />
I’ve since met a wonderful woman, and we’re now at a point where remarriage is very much on the table. I’m incredibly fortunate to be looking forward to becoming a father again, something I never expected to experience again and feel immensely grateful for.<br />
<br />
I trust her completely, but my children are a bit anxious about the situation. They’ve asked that I put a prenup in place to ring-fence their inheritance (them and grandchildren), from any spousal claims from her or the (yet unborn) child or other future children. For the avoidance of doubt, I’m not a millionaire and there isn’t a vast estate at stake at all. I’m aware that all of this may seem excessive, but I’m willing to go through the process if it helps reassure my children and ease their concerns.<br />
<br />
She’s originally from abroad (Ukraine) and not a native English speaker. Her English is improving quickly, but probably not to a level where she could comfortably understand legal language. A friend has mentioned that, for a prenup to be valid, she may need her own solicitor and a professional interpreter to ensure she fully understands and agrees to it. Is that true? What would be the lowest cost option to arrange the whole thing?]]></description>
            <dc:creator>JohB</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Sun, 04 Jan 2026 20:58:56 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,12285,12285#msg-12285</guid>
            <title>Consent Order Packages? WikiVorce? Timing? Conditional Order March. (7 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,12285,12285#msg-12285</link>
            <description><![CDATA[ Hi <br />
<br />
My ex and I are in agreement that we will split the equity in our home 50/50 and each keep our individual savings and pensions. An application for a conditional order can be made 18th March 2026. <br />
<br />
Am I able to start sorting the Consent Order with her in Jan? If not how soon would this be possible. I need to start putting in some overtime to save for a new place. <br />
<br />
We had planned to use the Wikivorce service/package. I wondered there were any thoughts regarding this. It involves a solicitor drafted consent order and the option of a couple of hours mediation if needed.]]></description>
            <dc:creator>MrStudent</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Tue, 16 Dec 2025 17:14:37 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,11777,11777#msg-11777</guid>
            <title>Divorcing narcissist husband, what should I brace for? (3 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,11777,11777#msg-11777</link>
            <description><![CDATA[ Hi everyone <br />
<br />
So after years of my husband repeated damage to our marriage and my own sanity, my husbands ego must have inflated so much he finally pushed the boundaries that little bit too far.<br />
<br />
Long story short he has landed himself in a very precarious situation and is being investigated. I am aware of what he has done but he doesn&#039;t know this. I&#039;m keeping calm and quietly taking steps to get a divorce from him.<br />
<br />
I was wandering if anyone had experience of divorcing a narcissistic husband as I am really not sure what to expect when I put my cards on the table and ask for a divorce.<br />
<br />
Friends are telling me to get ready for a really rough ride....<br />
<br />
I&#039;m ready for a fight but truly want to just walk away as we have a teenage son together so I really would like this to be amicable.<br />
<br />
Thanks]]></description>
            <dc:creator>Missfinalstraw</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Wed, 26 Nov 2025 18:25:30 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,11538,11538#msg-11538</guid>
            <title>Likely financial outcome? (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,11538,11538#msg-11538</link>
            <description><![CDATA[ I&#039;m a 57 year old man, married 15 years to a 47 year old,  cohabited 5 years prior to marriage. 3 children - one aged 25, living independently, one aged 19 with an autism diagnosis living at home and not in work or education and one aged 17 at college. I earn £100K gross, my wife works part time for around £22K gross. House is worth around £450K, remaining mortgage of £100K. I have pension savings with a CETV of £400K, don&#039;t know hers but would guess less than 100K as she took time out with kids. I recently inherited £120K.<br />
<br />
I understand that in a divorce my pension savings will be part of the overall pot and the house proceeds will be divided in her favour, potentially the whole amount. Does that sound about right? <br />
<br />
Second question is to confirm that it makes no sense to pay off the mortgage with the inheritance at this point? As I understand, that would make the inheritance a matrimonial asset whereas there may be some chance of me keeping some of it if it just sits in my bank account.<br />
<br />
Third, my wife has what might politely be referred to as mental health issues and there is a non-negligible probability of a complete breakdown (up to and including stalking, harassment, suicide attempts) when I leave.  It is likely that my sons will end up living with me.  How would this affect the financial settlement, if at all?<br />
<br />
During a period of separation I would plan to move out but continue to pay my share of bills (currently 75:25) and mortgage for the matrimonial home.  Does this seem reasonable?]]></description>
            <dc:creator>WitheredAndDied</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Mon, 03 Nov 2025 11:55:43 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,11367,11367#msg-11367</guid>
            <title>cost/time (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,11367,11367#msg-11367</link>
            <description><![CDATA[ Ok, I&#039;ve been seperated for 20 years, i&#039;ve never really had a bean to my name, so I couldn&#039;t afford a divorce, even though I have not even contacted my wife for about 18 years, I am expecting though a few bob (i&#039;m only talking £5k max), and have suggested to my partner of 20yrs, that i would get a divorce ( she has been living with a legally still married man for 19yrs), anyway after all this time, I was looking for advice as to what the quickest (and cheapest) way to get a divorce was, we have no property, there is no blame other than we just couldn&#039;t live together or any other concerns to argue about, this is about as straight forward as it gets.So i&#039;m looking where to go and sort this out without it lingering on or getting ripped off.]]></description>
            <dc:creator>wardogz</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Wed, 29 Oct 2025 09:08:04 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,5235,5235#msg-5235</guid>
            <title>&quot;Dr&quot; Mousa has spammer friends. (2 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,5235,5235#msg-5235</link>
            <description><![CDATA[ Surprise, surprise. After deleting &quot;Dr&#039; Mousa and his scams I am now inundated by more scam from more so called &quot;Drs&quot;<br />
Of course, they could be the same person. Scammers do usually adopt many aliases, after all. &quot;Dr&quot; Bilal and &quot;Dr&quot; Lux are promoting the same sort of bullshit. The contents of their posts speak for themselves. They are nonsense which prey on the vulnerable.<br />
<br />
Interestingly a fool would know that, &#039;abortions in Montana&#039; have no audience in the UK. And if a scammer wants to target, say, Moscow you would expect him to use Russian but intelligence is not the strong point of these so called &quot;Drs&quot;<br />
<br />
Who in their right senses would buy abortion pills from a scammer? And if these &quot;spells&quot; actually worked a scammer wouldn&#039;t need to scam. He could cast a &quot;Spell&quot; on his own lottery ticket.<br />
<br />
Oh, and please stuff  <a href="mailto:&#56;&#51;&#107;&#97;&#114;&#101;&#110;&#97;&#64;&#116;&#105;&#102;&#102;&#105;&#110;&#99;&#114;&#97;&#110;&#101;&#46;&#99;&#111;&#109;">&#56;&#51;&#107;&#97;&#114;&#101;&#110;&#97;&#64;&#116;&#105;&#102;&#102;&#105;&#110;&#99;&#114;&#97;&#110;&#101;&#46;&#99;&#111;&#109;</a> and all the other tiffincrane scammers.<br />
<br />
&gt;&gt;Tiffincrane.com Domain Reputation Report<br />
Is Tiffincrane.com a Suspicious Domain?<br />
<br />
The mail domain tiffincrane.com is valid, has proper DNS MX records (in.mail.tm), and is able to accept new email. IPQS email validation algorithms have detected that email addresses on this domain are temporary, disposable, and likely used for abuse and fraudulent behavior. IPQS has high confidence this domain is used for conducting abusive behavior including scams. All users from this domain should be treated with caution. &lt;&lt;<br />
<br />
I see the latest nonsense is from &quot;Dr&quot; Jama who claims to be able to kill people to order by &quot;spells&quot;. Perhaps someone should tell &quot;Dr&quot; Jama that threats to kill are illegal in most jurisdictions including this one and that the penalties are not trivial. Of course, I suspect his defence would be, &quot;My spells don&#039;t work&quot;.<br />
<br />
DR AKATAKA BLACK MAGIC is a spammer<br />
<br />
maamanelson56@gmail  is a spammer<br />
<br />
zankejoy@gmail  another spammer<br />
<br />
Oh, look another &quot;Dr&quot; peddling bullshit. This time &quot;Dr&quot; Itsokwi offering spells to kill people. Really, how desperate to scam people must these &quot;Drs&quot; be? And if they are Drs I have a bridge to sell you.]]></description>
            <dc:creator>David Terry</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Fri, 24 Oct 2025 08:58:22 +0100</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4306,4306#msg-4306</guid>
            <title>&quot;Dr&quot; Mousa and voodoo nonsense (no replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4306,4306#msg-4306</link>
            <description><![CDATA[ <b></b>GENUINE BLACK MAGIC VOODOO SPELL CASTER THAT WORK IN ALL COUNTRIES By Dr. MousaSPELL <br />
<br />
<br />
Genuine gold plated codswallop.<br />
<br />
This scammer would do well to bear in mind one of the  common dictionary definitions of voodoo which is:<br />
<br />
&gt;&gt;Activity, behaviour, etc., likened in some way to voodoo, typically in being thought to be based on magic or superstition. Frequently in pejorative use: nonsense, mumbo-jumbo.&lt;&lt;<br />
<br />
That fits &quot;Drs&quot; Mousa, Bilal, Lux, Mamajanice, Banda, and all the other scammers.  Or perhaps scammer if all these aliases belong to one criminal asshole. Or perhaps the scams are franchised like tupperware .... The content is certainly very similar. Quite why anyone would buy abortion pills from an obvious scammer I can&#039;t understand. Conning people out of money is the stock in trade of scammers but for abortion pills? It makes no sense.]]></description>
            <dc:creator>DrMousa3</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Fri, 17 Oct 2025 15:30:15 +0100</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4305,4305#msg-4305</guid>
            <title>Partner moved out. Gone from 50/50 bills to 25/75 (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,4305,4305#msg-4305</link>
            <description><![CDATA[ My partner has left. <br />
<br />
We each contributed 50/50 to household bills to the tune of £2000 per month. <br />
<br />
My partner has also withdrawn £1000 from the joint account this month and has said they will continue to contribute £1000 (rather than £2000) until the house is sold. <br />
<br />
Utilities are actually all in my name so they are technically not liable for anything other than the mortgage which is jointly held?<br />
<br />
I&#039;d like to remain in the house until next summer due to early exit penalties on the mortgage but I could attempt to move out and sell sooner (during winter) if I&#039;d be unwise not to? <br />
<br />
Do I apply for the council tax discount immediately or would this have some bearing on financial settlement?<br />
<br />
No kids.]]></description>
            <dc:creator>MrStudent</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Mon, 20 Oct 2025 11:49:06 +0100</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4303,4303#msg-4303</guid>
            <title>Division of assest (no replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4303,4303#msg-4303</link>
            <description><![CDATA[ Hi all,<br />
Been married for 17years, lived together 1 year prior. , 2 kids non dependant. I am self employed (property maintenance), wife is self employed but chose to carry on work part time once children became non dependant and always refused to contribute financially to bills etc, my average net income £25,000 and pay for everything, her net income £10,000 and pays nothing. <br />
<br />
I built the house with Inherited family money 13 years before she moved in and married, and have always been mortgage free. House is valued around £310,000.<br />
As it was a non matrimonial asset for 13 years prior to living together and marriage, would this be taken into consideration regarding division percentages.]]></description>
            <dc:creator>Stable93</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Sat, 04 Oct 2025 08:04:32 +0100</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4291,4291#msg-4291</guid>
            <title>Does this look fair? (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,4291,4291#msg-4291</link>
            <description><![CDATA[ Ok so situation is - I&#039;m 61 wife is 56, 2 kids both adults.<br />
House is worth £450k o/s Mortgage £200k - so £256k equity.<br />
<br />
I earn about £44k and I also have a £9k pension curtently paying out.<br />
Wife does not work, nor has she done for a number of years, probably can&#039;t again due to health ( not serious but enough to make it not really viable ).<br />
I have about £85k in a SIPP she has about £55k<br />
We have about £50k in savings which should be split 50/50.<br />
We also have one car - worth about £12k - she can have that.<br />
<br />
My proposal - from the Take Home of about £3500 the mortgage gets paid and council tax - until the house is sold - any income after that is split 50/50 - should leave us about £1k each until house sale, then £1750 ( which should be enough for me ).<br />
<br />
Once sold she can buy a house cica £250-£275k and be mortgage free.<br />
<br />
I&#039;m planning to rent a room until house is sold, then with income split 50/50 I should be able to buy a small property with a small mortgage.<br />
<br />
State pensions will be allocated to the relevant persion, I&#039;ll probably get a Civil Service pension of about £200 a month which I&#039;ll keep as well..<br />
<br />
Am I being too generous?]]></description>
            <dc:creator>Oscar46016</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Fri, 03 Oct 2025 17:29:29 +0100</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4283,4283#msg-4283</guid>
            <title>Continue to Save as Normal Prior to Partner Filing? What spending is allowed? (2 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4283,4283#msg-4283</link>
            <description><![CDATA[ I save about £500 per month. Should I continue with this despite my wife wanting a divorce? <br />
<br />
I&#039;m also unsure of how I am allowed to use my savings during this time and what discretionary spending would be accepted?<br />
<br />
I&#039;d like to travel to Australia for 3 weeks but would this be seen as asset stripping?<br />
<br />
Can I withdraw money to spend in cash/save?<br />
<br />
Can I clear my student loan which I acquired before marriage?<br />
<br />
Background:<br />
<br />
Dating started 10 years go. Moved in together 7 years ago. Married 4 years ago. <br />
50/50 on all bills via joint account (1K each in every month). Rest of income for discretionary spending or saving. <br />
Mortgage: 150K equity. £120K left to pay. <br />
I have 50K in savings. Partner £2000<br />
<br />
Similar incomes and pensions. Partner - spends almost all their left over income income. I save about 1/6 of mine every month and have for many years. No debts between us other than my 6K student loan. No kids. <br />
<br />
Unsure if petty to include but wife&#039;s parents pay for some of her holidays and her mobile phone bill ...]]></description>
            <dc:creator>MrStudent</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Mon, 24 Nov 2025 07:59:42 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4277,4277#msg-4277</guid>
            <title>Wife Has Suggested Divorce After 4 Years - Split My Savings? (8 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4277,4277#msg-4277</link>
            <description><![CDATA[ my wife (31) has asked me (38) for a divorce. We earn roughly the same (35K) and work in the same industry. <br />
I&#039;m more frugal whereas she spends almost all of her income. <br />
<br />
No kids.<br />
<br />
We contribute 50/50 to household bills and mortgage. Any unforeseen expenses I cover. <br />
<br />
I came into the marriage with 20K in savings and now have about 60K. My wife has no savings. <br />
<br />
I have a lower pension forecast as I retrained in my late 20s and have student loan deductions. She has no loans or debt (She recently paid off an expensive car loan but is talking of getting a new car). <br />
<br />
1. Will I have to split my savings 50/50 with her in a settlement? <br />
2. Is there an amicable way we can do this if the marriage cannot be saved? Could I ask her just to split the house sale 50/50?<br />
3. Should I pay off the remainder of my student loan (£6000)?<br />
4.I&#039;d like to try couples counselling. She initially agreed but will not fix on an appointment time. <br />
5.I&#039;m worried I&#039;m not going to cope with the separation well (burst out crying at work etc). Any support recommendations would be very gratefully received.]]></description>
            <dc:creator>MrStudent</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Tue, 16 Dec 2025 19:31:16 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4270,4270#msg-4270</guid>
            <title>Delay to Final Order (5 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4270,4270#msg-4270</link>
            <description><![CDATA[ Hello David,<br />
I am applicant in my divorce and it seems now unlikely that we will be able to negotiate a financial settlement before before the 12 months to apply for final order are up. I know the court will ask for a statement, however, a child was born to the marriage after conditional order was made. Is this likely to cause issues? We have not reconciled and are living apart. Should I apply for final order before the 12 months expire?<br />
<br />
Thanks]]></description>
            <dc:creator>NickF79</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Wed, 10 Sep 2025 17:51:40 +0100</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4269,4269#msg-4269</guid>
            <title>Consent Order sealed - follow up questions (no replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4269,4269#msg-4269</link>
            <description><![CDATA[ David, many thanks for your earlier advice. I am now in the position that I have a sealed consent order and I have finalised my divorce. However, a few things have come up since the divorce was agreed and I would be grateful for your thoughts on these: <br />
<br />
1) Transfer of FMH<br />
<br />
The agreement is that I must be released from the mortgage at the very latest in about four years&#039; time (with the usual best efforts to release before that) and my understanding is that it is at this point that I transfer title to her and she removes me from the mortgage. Without asking for specifics, should I be wary of any potential risk of Capital Gains Tax arising from this transfer or am I exempt as the consent order has already made her the sole beneficial owner? <br />
<br />
2) Child Maintenance<br />
<br />
There is a slightly awkward problem here that when we were negotiating a child maintenance figure for the first few years (before switching to CMS rates) the initial agreement was that I would pay her CMS estimate + £100 + half of school trips, clubs and uniforms. This suggestion was included in an email I sent, albeit sent &quot;without prejudice.&quot; At the recommendation of my solicitor to increase her mortgage capacity this was changed to CMS estimate + £230, incorporating all the other costs. However, my ex seems to believe she should get this CMS figure and all the other costs (although the consent order does not say this). I don&#039;t want to pay her twice for the same thing so can I rely on the consent order, or could she try to re-open the consent order on the grounds that she believed she would get this figure plus the other costs? <br />
<br />
Also, if I did find I had to pay her the agreed figure and costs, would I be within my rights to apply to CMS two years earlier than proposed (I did not make an undertaking, only stated an intention not to do this unless circumstances changed). <br />
<br />
3) School Holidays<br />
<br />
In the same email sent &quot;without prejudice&quot; I said the proposal was based on me covering half of the school holidays. However, this was sloppy of me as the real intention was meant to be covering half the school holidays <b>when she started working full time</b>. In order, I suspect, to prove a point she seems keen that I immediately start covering half of the school holidays despite the fact I only get 5 weeks off per year and she gets 12 weeks off a year. The end result would be me never having any time off whilst she would have 5 weeks in which to do nothing. <br />
<br />
Would it be reasonable for me to tell her the intent was that this was when she worked full time and until that happens I will cover sufficient holidays so that we both have 2.5 weeks off? Or could this open the door to the consent order being re-opened?]]></description>
            <dc:creator>Plonk20</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Thu, 10 Jul 2025 11:20:04 +0100</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4264,4264#msg-4264</guid>
            <title>How is it fair...or is it? (no replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4264,4264#msg-4264</link>
            <description><![CDATA[ Hi everyone.<br />
<br />
I would REALLY appreciate some advice as to whether this is a fair outcome and what could/can be done.<br />
<br />
My soon to be ex-wife and I are in the process of divorcing after 16 years and 3 fantastic children. We have sorted the finances out (although have not quite completed the Consent Order yet as it is not time). <br />
<br />
I have been running through our spread sheets for how our finances will look post divorce and it looks as though my wife will have around £1000 a month disposable income and I will have about £150 at best. My income is solely from my wages so after mortgage, household bills, food bill etc are paid this is what I will be left with......not much at all! My take home is around £2600/ month full time but as I am taking a lot less &#039;cash/&#039;equity&#039; as it is being offset against my pension. I will have to have a large mortgage to house myself and my 3 children (when they stay). I will only be able to afford a small 3 bedroom house so two children will have to share. <br />
<br />
My ex-wife will have a large 5 bedroom house with large garden, each child with their own room, play room, games rooms etc etc<br />
<br />
My Soon to be ex-wife on the other hand takes home £900/month part time but will be claiming UC or £1250/month, Child benefit or £265/month, Child maintenance from me of £450/month (depending on when the children stay with me but it will be around this figure minimum). Total £2865 but will have no mortgage (as she is keeping the house offset against my pension) so after all her household bill are paid she will have over £1000 disposable income.<br />
<br />
We both agree that the children staying in the only home they have known if the only and best outcome we can consider as it is already showing that it is helping them massively at the time so they have the security of knowing that other than me moving out a lot of things will stay the same. I know this contributes to leaving me in this position financially.<br />
<br />
Does anyone know if (income/living standard) is taken into account for child maintenance and/or Consent Order?<br />
<br />
With only £150 disposable income for me it will be very hard to have a life with the kids let alone thinking about birthdays/Christmas etc.<br />
<br />
I am extremely worried that I will be left in a untenable position.<br />
<br />
Any help/advice or personal stories would be great appreciated.<br />
<br />
Thank you!]]></description>
            <dc:creator>inthecold</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Wed, 02 Jul 2025 09:48:48 +0100</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4258,4258#msg-4258</guid>
            <title>Roughly, what&#039;s a fair split? (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,4258,4258#msg-4258</link>
            <description><![CDATA[ Hi all. <br />
<br />
I&#039;m just looking for a few pointers here. I feel a bit out of my depth, and not sure what exactly I should be expecting a financial settlement to look like in a divorce. <br />
<br />
So, we are currently in mediation, but aren&#039;t agreeing on the equity split of the marital home (which is going to be sold). <br />
<br />
We&#039;ve been married for nearly 20 years, two kids (boy and girl)<br />
<br />
Both of us will need a 3 bed to accommodate the kids, though they&#039;ll be living with their mum for the majority of the time (there&#039;ll likely be some geographical distance that means midweek isn&#039;t possible). I&#039;m happy to get a reasonable size 2 bed. <br />
<br />
I thought a 50/50 split on sale of house proceeds would be a good idea. <br />
Reason being, difference on earnings. My salary is about 58k, whilst hers is upwards of £160k<br />
My pension has a CETV of about £115k, hers about £250k<br />
<br />
I pay CSA for the two. <br />
<br />
Would it be reasonable for a 50/50 split on equity if pensions are not going to be considered? <br />
<br />
Thanks all. <br />
<br />
Lenny.]]></description>
            <dc:creator>LennyPeace</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Thu, 26 Jun 2025 11:53:18 +0100</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4252,4252#msg-4252</guid>
            <title>Take Part in Research Study on Divorce and Co-Parenting (no replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4252,4252#msg-4252</link>
            <description><![CDATA[ Hello,<br />
<br />
Are you parenting after divorce or separation? Do you have a 4-8 year old? A new online study at the University of Edinburgh is exploring family life and children&#039;s wellbeing in different post-separation child arrangements - particularly the families who haven&#039;t been through court. The team hope to hear from a range of voices to improve support for parents and children. Sign up for more information here:  [<a href="http://tiny.cc/PADS_EOI"  rel="nofollow">tiny.cc</a>] or email: <a href="mailto:&#115;&#97;&#114;&#97;&#104;&#46;&#102;&#111;&#108;&#101;&#121;&#64;&#101;&#100;&#46;&#97;&#99;&#46;&#117;&#107;">&#115;&#97;&#114;&#97;&#104;&#46;&#102;&#111;&#108;&#101;&#121;&#64;&#101;&#100;&#46;&#97;&#99;&#46;&#117;&#107;</a>.<br />
<br />
Best wishes,<br />
Rawan Abdelaal.]]></description>
            <dc:creator>rabdelaa@ed.ac.uk</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Wed, 04 Jun 2025 10:56:20 +0100</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4248,4248#msg-4248</guid>
            <title>Court Fees Unable To Be Paid (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,4248,4248#msg-4248</link>
            <description><![CDATA[ Hi<br />
<br />
My GF is currently going through a divorce, has had mediation and the financial split was agreed in principal.<br />
<br />
Her ex has then completely ignored this, does not respond to letters issued and has made no counter offer. He has now filed to go to court. My GF does not have the funds to pay for this.<br />
<br />
She has stayed in the family home with their two children and has a small self employed job as she is a full time carer to her Mum. She is on UC and her ex does pay child maintenance to her. He has some contact with the children, but they do not stay with him at all.<br />
<br />
She is attempting to get a mortgage for the family home in her own name as he defaulted on the mortgage (this has since been paid by my GF to bring things up to date) and has continued to pay this. Due to defaulting on mortgage she is unable to go to usual high street lenders and <br />
 she are awaiting to hear from a mortgage broker what options are available to her.<br />
<br />
What is the situation regarding the payment of legal fees if it goes to court?<br />
<br />
Can these be taken into account when the financial settlement is sorted with her ex being liable for the payment and this in effect deducted from her share of financial settlement.<br />
<br />
Property value £300k, mortgage £85K<br />
Ex&#039;s pension pots circa £300K<br />
<br />
It had been broadly agreed at mediation that my GF would have the house and 50% of one pension but her solicitor pushed for 75%.<br />
<br />
Roughly it would then have been a split of assets as follows:-<br />
<br />
GF £290K<br />
Ex £225K<br />
<br />
GF had paid £5K to bring mortgage arrears up to date and also stated she did not wish to have any of the inheritance of some £60K.<br />
<br />
Appreciate this is just a snap shot of the situation, any thoughts would be greatly appreciated.]]></description>
            <dc:creator>sbpaul</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Wed, 28 May 2025 11:04:26 +0100</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4241,4241#msg-4241</guid>
            <title>Major Divorce Issue (4 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4241,4241#msg-4241</link>
            <description><![CDATA[ Hi gents,<br />
<br />
I’ve just come across this forum and thought I would gain some advise on a massive issue I’m in.<br />
<br />
I divorced my previous partner in 2018, with no issues and remarried soon after.<br />
<br />
My previous partner and I had been separated since around 2007 and had lost complete touch. Both moved on without divorce. Although technically married it was not an issue to get divorced as I was happily single and not met anyone that needed me to get a divorce. Assuming the same for her. If I’m honest, never even crossed my mind.<br />
<br />
When I finally met someone, I tried to find my ex and was given an address by a family friend which I used for court papers and was duly granted a divorce. All great and divorce went through without issue and I remarried.<br />
<br />
Recently, my ex partner who I’ve recently crossed paths with, is claiming she never knew about the divorce, wasn’t served papers and has never lived at the address the court papers were sent to. She also claims that she has never signed anything. She seems more annoyed that wanting anything. She’s with someone with kids, and seems happy.<br />
<br />
She has given me an ultimatum to have the divorce cancelled due to papers not being served correctly, and then apply again and do it properly. She said she is not looking for anything, just wanted it done properly for principle sake.<br />
<br />
My current wife is very understanding and is of the thinking if it gets cancelled, our marriage will naturally be void and therefore we can get married ‘again’!<br />
<br />
My issue is, have I committed bigamy, and therefore a crime? <br />
<br />
How would the courts see this? And where do I stand in my current marriage.<br />
<br />
Complete and utter mess, I know!! <br />
<br />
Your advise would be really appreciated.]]></description>
            <dc:creator>Dilemma_uk</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Sun, 11 May 2025 16:09:48 +0100</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4238,4238#msg-4238</guid>
            <title>Captalised spousal maintenance (2 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4238,4238#msg-4238</link>
            <description><![CDATA[ I am having an issue in negotiations about capitalising spousal maintenance. My ex is requesting a lump sum payment of £75000, to cover monthly maintenance of £650/ month up to retirement age. My main problem is I cannot afford this. The key issue is that she doesn&#039;t work but has done in the past, they are on UC of circa £800/ month with PIP of £350/ month, living in supported housing due to substance use issues, although it might be worth noting she was recently threatened with eviction due a significant relapse. My thoughts, and they might be incorrect are these;<br />
<br />
1. If I cannot afford capitalised maintenance, then any order should be for periodic maintenance, if I pay 12 years of maintenance in advance I would potentially be out of pocket because she could find a job, new partner and will inherit a large sum on the death of her parents (both in their late 80&#039;s and in poor health).<br />
2. If I pay periodic maintenance of £650/ month this will just be deducted from UC payments so there is no advantage, even payment of a lump sum would mean UC is no longer available, the alternative would be for me to pay the equivalent of UN (800) and maintenance (650), a sum that would account for about 80% of my net income after bills.<br />
3. I have agreed to purchase her equity in the family home where I reside with my two children (age 18 in full-time education and 20), paying an additional 75k would mean I would not be able to fund the mortgage. The purchase of equity provides enough for her to purchase a new home outright and pay of any debts.<br />
4. We have agreed a pension sharing order, after advice from an expert that would provide a significant pension, from today of circa 28k per year, but she believes she doesn&#039;t have to rely on pension income until of pension age.<br />
<br />
I thought maintenance was less about parity of income and more about meeting needs, so after divorce she has the potential to realise an income of circa 2.5k/ month with no mortgage or rent to pay and this is sufficient to meet the needs of a single person.]]></description>
            <dc:creator>windout</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Fri, 29 Aug 2025 10:59:44 +0100</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4233,4233#msg-4233</guid>
            <title>Trying to avoid a Pension Sharing order (5 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4233,4233#msg-4233</link>
            <description><![CDATA[ My friend has a local government pension worth £97,500 and additional small pensions, taking the total to £105,000.  Her husband has a single pension worth £162,888.88.  Is the only way of settling these assets a pension sharing order?  <br />
<br />
The difference is £57,888.88.  Is it reasonable for my friend to request half of that amount as a cash payout and leave both pensions intact?  It seems very complicated and expensive to assess each pension and offset them against each other.  <br />
<br />
The husband has offered my friend a cash payout of £13750, which she feels is too low.  He has argued that she would be able to invest this money, which is why it is less than the 50% difference share.  He has said that she could have £27,500 when the pension becomes available in 10 years&#039; time but that doesn&#039;t account for any growth (at 4% pa, £27,500 would equate to £41000), which is clearly not fair.<br />
<br />
If this situation does require a pension sharing order, are the costs and fees just equally shared?]]></description>
            <dc:creator>Turnip26</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Sat, 03 May 2025 16:58:17 +0100</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4215,4215#msg-4215</guid>
            <title>Costs orders (7 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4215,4215#msg-4215</link>
            <description><![CDATA[ <span style="font-size:medium">I am at the end of a gruelling four-year process. Following an aborted attempt at mediation and a likely long timetable if FDR was pursued, there was an arbitral award in 2023, a court hearing in 2024 and more recently several hearings about (1) enforcement and (2) varying periodic payments. In a nutshell, I have earned only a fraction of what the arbitrator forecast I would, my ex has earned more than the arbitrator expected she would and her needs have reduced. l fell into arrears on the maintenance but if a reduction is ordered the arrears will be reduced or (hopefully) cancelled. The enforcement involved selling an asset that I was awarded. In the arbitration and at every subsequent hearing I was ordered to pay costs. I assumed that was the way the system worked. But recently a knowledgeable solicitor friend said it is rare in a family law case for a costs order to be made against a party - usually that party has behaved in an unhelpful or improper manner. I don&#039;t recognise the latter and no allegation has been made in support of the costs claim. Is my treatment correct and is there anything I can do about it? </span>]]></description>
            <dc:creator>Novice L-I-P</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Fri, 18 Apr 2025 17:32:11 +0100</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4213,4213#msg-4213</guid>
            <title>Judge rejected D81/S25 (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,4213,4213#msg-4213</link>
            <description><![CDATA[ Y]]></description>
            <dc:creator>Jack84</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Tue, 01 Apr 2025 09:08:30 +0100</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4207,4207#msg-4207</guid>
            <title>Child maintenance after clean break (3 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4207,4207#msg-4207</link>
            <description><![CDATA[ Good morning. <br />
The clean break consent order is over a year old and contains a clause stating that no child maintenance to be paid. The non-resident parent has since left the country. <br />
Would it be possible to apply to the court for child maintenance and enforce it through Remo process?]]></description>
            <dc:creator>divorced</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Sun, 23 Mar 2025 18:52:06 +0000</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4205,4205#msg-4205</guid>
            <title>Divorce flowchart (1 reply)</title>
            <link>http://terry.uk/phorum/read.php?2,4205,4205#msg-4205</link>
            <description><![CDATA[ This flowchart is very useful for those wanting to understand the overall process flow:<br />
<br />
[<a href="https://www.debenhamsottaway.co.uk/services/family-law-divorce-solicitors/divorce-process-flowchart/"  rel="nofollow">www.debenhamsottaway.co.uk</a>]<br />
<br />
However, is anyone aware of one that includes the financial agreement, specifically when it needs to be completed by?]]></description>
            <dc:creator>Turnip26</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Thu, 27 Feb 2025 12:29:55 +0000</pubDate>
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            <guid>http://terry.uk/phorum/read.php?2,4196,4196#msg-4196</guid>
            <title>Final hearing (36 replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4196,4196#msg-4196</link>
            <description><![CDATA[ So FDR was today and unfortunately no agreement could be reached. <br />
I am fuming as i was only send the position statement 10mins before hearing. <br />
Ex barrister asked me if i will have representation at FH, i told her oh yes a half decent barrister will have a field day with your client. <br />
Judge indicated 60/40 split  towards me. (I am not sure if that<br />
Was into the whole matrimonial pot or just house equity. ) felt nervous to ask <br />
House equity is roughly 100k. <br />
I offered 75/25 in my favour and judge took into account my housing needs as i have a child. <br />
He agreed more than half of saving was taken from joint account and a bank statement should be included to for FH. <br />
<br />
Also took into consideration the rolex after i explained i believe she has it , and agreed to include the receipt for it and how it was paid (bank statement) <br />
<br />
Terry if i can ask , ex solicitor originally sent open offer, then sent bundle that had included that open offer.  <br />
Emailed me again  1 hour later with offer changed to without Prejudice within that bundle. ( i did not view bundle as i thought it was the same ) <br />
This only came my attention when her position statement said such, in which i was confused when they had sent me an open offer. <br />
<br />
I brought this up, and their response said it was a mistake from the solicitors. <br />
The judge indicated that its not the respondents fault and he mentioned it can be used at final hearing ? <br />
If i have an open offer they sent me regardless if they changed it after can i bring it up ? <br />
 Can they change goal posts. <br />
<br />
In conclusion i felt like i could of performed better when i put my opinion across in this hearing. <br />
However i will take it as small win the 60/40 indication and take my chances with a half decent barrister at FH.<br />
<br />
<br />
Lastly in your opinion from previous cases, how far off the mark can FDR indication be at final hearing ? I don’t believe the ex will ever get more than 40% <br />
Do you think im being unreasonable david ?<br />
<br />
<br />
( i now know why they sneaky tried to remove the open offer, statement of issues of the wife mentions costs but on open offer mention no order to costs )]]></description>
            <dc:creator>Xh.p</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Sun, 23 Nov 2025 16:58:21 +0000</pubDate>
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        <item>
            <guid>http://terry.uk/phorum/read.php?2,4171,4171#msg-4171</guid>
            <title>2025 DIVORCE SPELLS AND RITUALS TO STOP/ CAUSE A DIVORCE...(IF YOU BELIEVE SUCH ARRANT NONSENSE) (no replies)</title>
            <link>http://terry.uk/phorum/read.php?2,4171,4171#msg-4171</link>
            <description><![CDATA[ &gt;&gt;Voodoo to cause a divorce &amp; black magic voodoo to help you get a divorce. Remove a divorce curse on your marriage using divorce spells that will cleanse your marriage &amp; break any curses or hexes against your marriage&lt;&lt;<br />
<br />
Dear &#039;Dr&#039; whatever you claim to be,<br />
<br />
I cannot begin to tell you how much I despise this sort of noxious claptrap which preys on the gullible.<br />
<br />
I could have simply deleted this nonsense but for the moment I will leave it in the hope you get the message. I will not tolerate this rubbish.]]></description>
            <dc:creator>drmalibukadu</dc:creator>
            <category>UK Divorce Forum</category>
            <pubDate>Mon, 10 Feb 2025 14:14:11 +0000</pubDate>
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